Who are you?
Eva is the mastermind behind teensgotcents.com, and public speaker. Although she was homeschooled throughout high school, her mom required that she have a junior and senior project. So, at the age of 15, she created her website, and has been climbing the personal finance ladder ever since.
Eva is the definition of how to set and reach goals when you’re young, and she doesn’t plan on stopping anytime soon! Not only is she a public speaker, but she also created her own conference The Teenpreneur Conference where she teaches teens to start and grow their own businesses.
How did you start your business?
While Eva initially started her website for her school project her junior year, she kept working on it when she realized that many teens knew nothing about managing their finances. At the time, her mother was going through a divorce, and she would listen to Dave Ramsey on audio. Listening to him inspired Eva to reach out to the younger crowd.
Eva’s parents were hands on with their children about finances, but Eva still made mistakes in her money management journey. When she realized that there weren’t many resources for teens to learn about budgeting money and saving for retirement, she created her own blog! She wanted teens to know that they could manage their money and that it’s easy to set and reach goals when you’re young.
When did you realize you were an entrepreneur and how did you start growing your business?
It took almost two years for Eva to consider her website as a business, and to see herself as an entrepreneur. When she attended FinCon in 2013, she met successful entrepreneurs, and the community welcomed her with open arms. They gave her practical advice that she has used to run her blog successfully.
In 2014, Eva decided to pursue Teens Got Cents as more than a hobby. Her mom jumped onboard to help her with the back end of the business while she finished high school. Instead of going to college right after high school, Eva decided to take a break and focus and grow her business full-time.
How do you set and reach goals when you’re young?
Eva believes it’s important for teens (and adults) to pursue what they love and to not listen to the outside noise of negativity. When she attended FinCon in 2015 and told the community that she was going to school for Respiratory Therapy. Many of them told her to follow her passion instead.
Eva knows how hard it can be to set and reach goals when you’re young. She’s had to overcome quite a bit of negativity from some family members and friends. But, she’s been consistent with her business and has grown her brand beyond the goals she originally set for herself. In the end, Eva knows that it’s important to just do what makes you happy and to set your goals from there.
How has Teens Got Cents expanded since you’ve focused on it full time?
In the last two years, Eva has traveled to different schools to teach personal finance classes to teens. When she isn’t traveling, she is working to grow her blog, and now has 4 other writers on her team.
Last year, Eva held her first conference as the main host. The Teenpreneur Conference is considered a place for teens who are interested in starting or growing their business. Eva holds classes and seminars that offer practical business tips. This includes ways to use social media effectively and creating a business plan.
Eva hopes that when teens leave her conference, they leave with business knowledge, new friendships, and inspiration to set and reach goals when you’re young vs. waiting for everything to be perfect.
Do you have any finance tips you’d like to share?
Eva believes one of the biggest things for anyone, especially teens, to have is an emergency fund. Not only could it save you on a rainy day, but it also offers peace of mind.
Eva also thinks that an easy way to save money is to get a coin jar! Once she’s saved up a bit, she will either treat herself, put the money in a savings account, or even invest it. For investing, I recommend something super easy like Acorns, and for saving, try out Digit!
How do you make money your honey?
Eva makes money her honey by trying to be prepared at all times. Not only does she consider it a relief to have an emergency fund, savings, and a retirement account, but she also knows that no matter what, she’s got almost everything covered.
Where can listeners go to find out more about you?
- TheTeenpreneur.com for information about Eva’s conferences.
- The Teenpreneur Facebook Page