Usually, when I ask people about their relationship to money, they respond with how money makes them nervous. They usually feel inadequate and like they are lagging behind their peers. If this is you, then I urge you to learn how to love your money this Valentine’s Day.
What does it mean to love your money?
I could write a whole book on the topic. (Wait a minute – I have written a whole book on the topic! You can grab Make Money Your Honey on Amazon here!)
Here’s a quick cliff notes version of what I mean when I say love your money.
Ultimately, we have a relationship to money just like we have a relationship to a partner. It requires attention, love, commitment and a vision for the long term. It also requires us to keep our egos and our fears in check.
In my opinion, the ability to love your money means you’re less stressed about it. And, when you hit a rough patch, you trust yourself enough to get through it.
Is this easy? Hell no. It takes a lot of practice and self-compassion.
Is it worth it? Absolutely. Speaking as someone who has done a hell of a lot of healing with her own finances, doing the work to love your money will change your life.
Here are a few ways you can love your money (and yourself) this Valentine’s Day.
Go on a date with your budget – I try to treat my money the same way I would a date. I play nice music, light a candle and practice appreciation. On a practical level, it helps you feel less stressed as you look at the numbers. We have to train our minds to see money management as something we enjoy doing.
Start tracking your net worth – One easy thing you can do this Valentine’s Day is start tracking your net worth. Your net worth is your assets minus your liabilities and it provides a more accurate picture of what is going on financially. You can track your net worth for FREE with a tool like Personal Capital. (affiliate link)
Skip the fancy dinner and go to a free event – I personally enjoy adventurous dates where I explore my city. I also happen to live in a city where there are a lot of free events going on all the time. If you do as well, skip the fancy dinner and go have an adventure instead.
- Is love dragging down your finances?
- How I Messed Up With Money (And How I Turned It Around)
- What My Immigrant Parents Taught Me About Money
- How to Start a Blog
- Make Money Your Honey With Freelance Writing
- How to Go On a Date With Your Budget
Set up automatic savings plan – If you haven’t set up automatic savings yet, do it this weekend. If you feel like you simply don’t have enough money at the end of the month to save, then use an app like Qapital which saves tiny amounts – like rounding up purchases. Over time, you can end up with hundreds of dollars in spare change sitting in a savings account! Click here to use my referral link and we each get $5!
Make your Valentine’s Day dinner at home – I actually like to cook because I find it grounding and relaxing. I also love it when someone else cooks for me. I feel like it’s far more intimate and it’s a nice thing to do for someone – especially if you know they’ve been stressed out lately.
Start the 52 Week Savings Challenge – The 52 Week Savings challenge is an easy way to save money over time. You save $1 the first week, $2 the second week, $3 the fourth week, etc. By the end of the challenge you have $1,378! The best part is you can now do this automatically for free with an app like Qapital. Click here to use my Qapital referral link and we each get $5!
Brainstorm ways to earn more money – Sometimes the best way to love your money is to find ways to make more of it! Two easy and low cost ways to get started include starting a blog and freelance writing. Click here to listen to a recent podcast episode, 8 Ways to Make More Money in 2018.
Read a money book – I started healing my own finances by reading books. Back in the day there was nothing I loved more than curling up with a glass of wine and a book I could learn from. Don’t know where to start? You can grab my book, Make Money Your Honey, on Amazon.
Find a money coach – A money coach is someone who helps you figure out what your values are and then helps you align your finances accordingly. If you happen to live in a city with a Capital One Café, you can get money coaching for free! I recently went to the opening of one in my city and will actually be signing up for free money coaching myself this Valentine’s Day.
Pay yourself every time you work out – Working out and saving money are two ways to really love yourself. What better way to practice self-love than to do both at once? With the Qapital app, you can create a rule where you pay yourself every time you work out. The app connects to Apple Health and uses the data to save money from your checking account every time you exercise. I have it set up myself and I love it! Click here to use my Qapital referral code and we each get $5 in our accounts!
How are you loving your money this Valentine’s Day?