One of my Instagram followers recently asked me who my favorite money bloggers were. I realized there were far too many to tag (and they’re not all active on Instagram) so I decided to put together this giant resource list for anyone who is looking to boost their financial game by learning from other people.
How Money Bloggers Changed My Life
I started blogging about money back in 2010 in an effort to teach myself personal finance.
I was 22 at the time and, fortunately, I got my quarter life crisis a few years early and realized I didn’t know jack about anything. I was also unemployed and broke af.
Call it Divine Intervention, good timing, or reaching a breaking point, but eventually I came to the conclusion that the only person who was ever going to have my back – especially in a down economy – was me. So, in that moment, I decided three things:
- I had to figure out a way to start making some money sans a regular job.
- I had to figure out how money actually works so I’d never be that broke again. This led to me eventually starting my own blog where I taught myself finance. (P.S. Click here to check out my free video tutorial on how to start a blog for $4.)
- I wanted to design my life with intention, not based on outside circumstances I can’t control (like a shit economy).
Pretty damn smart for a 22 year old if you ask me.
And so started days of endless Google searches where I was simply trying to learn how to improve my life. I just wanted to be a better human and make better decisions. And I sure as hell didn’t want to feel so fucking anxious all the time (I was suffering from panic attacks back then. Like finished my last semester of college on anxiety meds kind of panic attacks).
At first, I didn’t even start with Google searches about money. In fact, I’m pretty sure I stumbled upon blogs like Zen Habits and The Minimalists before I found personal finance blogs.
Granted, it’s not much of a stretch between personal growth and personal finance, so I did find the best money bloggers within a few weeks of beginning my quest to improve my life circumstances – and my life has never been the same since.
It was thanks to money bloggers like the ones on this list that I opened a retirement account (and now a second one), saved money, never carried a balance on a credit card, learned how to use credit card points for free flights, side hustled my ass off when I had a day job and eventually took the leap into entrepreneurship.
I invest because of these bloggers. I take risks because of these bloggers. I make better decisions because of these bloggers. And now I’m lucky to call lots of these guys my friends.
Honestly, who knows where the hell I’d be if I hadn’t started religiously following money bloggers back in the day!
24 Best Money Bloggers Every Millennial Should Follow
Some of these blogs I’ve been reading for years, and I’m happy to say I’ve met many of these guys personally through The Financial Blogger Conference. Others, I recently just discovered. I hope you find them as beneficial to your life as I’ve found them in mine.
The first three on this list are the first personal finance blogs I stumbled upon back in 2010. The rest are in no particular order.
The Simple Dollar may be the first personal finance blog I ever read. I remember reading things about emergency funds, savings challenges and stuff like zero sum budgets. Nowadays it is far more robust. You can find an article on just about any financial topic you can think of and you can also find financial product reviews.
Get Rich Slowly is the second personal finance blog I found back in the day. At the time I think it was still owned by J.D. Roth and I was very intrigued by the title. Most people want to try and get rich quick, but this site was transparent about the fact that it takes time and I found it calming.
Like The Simple Dollar, this blog has since expanded. J.D. actually sold it for an impressive seven figures after I found it and it’s gone through some changes. But, it’s still a great place to go learn about the basics of investing, retirement and saving.
(P.S. I’ve had the pleasure of meeting and hanging out with J.D. Roth in person and I’m pretty sure he’s one of the funniest people I’ve ever met. He’s also a straight shooter and has a heart of gold which I’m sure is why Get Rich Slowly was and still is so successful.)
I opened up an IRA account thanks to this blog and book of the same title. What I found so intriguing about Ramit Sethi’s work back in the day was his very simple approach to automating things. He also likes to dig into the psychology of money which I totally geek out over. And finally, he didn’t make me feel guily about buying lattes.
This is the blog that helped me stop hating budgets (because how can you keep hating them with a name like that?). It’s also the blog that’s helps me discover new finance apps and encouraged me to sell a bunch of used stuff I had lying around my house when my emergency fund was low.
This blog is run by the one and only J. Money who I’ve also had the pleasure of meeting and hanging out with in person. He’s just as hilarious in person as he on the blog whcih helps make the world of finance seem less intimidating.
I’m pretty sure I didn’t even know what the term net worth meant until I stumbled upon his monthly net worth report and a video he posted of Drake’s “Started From The Bottom”. I’m not sure what his net worth was when I started reading the blog all those years ago, but now it’s at over $600,000.
This is Michelle Schroeder-Gardner’s bomb ass blog that earned her nearly $1 million in 2016. Not only is Michelle’s blog a fantastic resource for money saving tips and paying off student loans, she’s also a genius when it comes to earning money through affiliate sales on her blog.
I’ve been following Michelle’s journey since before she was making six-figures a month and watching her journey has been a total inspiration. She also really knows her shit. I purchased her Making Sense of Affiliate Marketing Course in 2016 and almost immediately saw an increase in affiliate sales on my blog.
So not only has Michelle helped me save money, she’s also helped me earn more and that’s why she is one of the best money bloggers around.
I think Carrie Smith of Careful Cents is the first personal finance blogger I met on Twitter. She may have been one of the first I met in person too.
I don’t necessarily remember how I ran across some of these personal finance blogs, but I do remember finding Carrie’s story of paying off over $14,000 of consumer debt.
She seemed like (and she is) way more of a numbers person than I am, but was still enough of a creative where my totally right-brained self didn’t feel intimidated by what she was talking about.
It was also her blog which helped me make the decision to quit my day job and pursue freelance writing full-time. It was stories like Carrie’s coupled with what I was learning at my day job as a recruiter which helped me realize the economy had changed forever and it was time to pave my own way.
Stefanie is a former full-time actress, a creative who somehow found herself working in finance and a fellow millennial money expert. I actually found her blog back when it was still called The Broke and The Beautiful Life because I thought I wanted to move to New York City. She had amazing content on how to live in The Big Apple without going bankrupt and I found her energy to be smart, witty and fun.
Fast forward a few years and she’s made a career out her financial prowess and she’s still writing amazing content that helps millennials – particularly us creative types – get our shit together.
She’s also extremely honest and I find I relate to a lot of the stuff she writes. For example, when she wrote about the dance between investing in your business and profit, I felt like I wasn’t alone in my struggle of trying to figure out this whole business versus personal budget thing.
In a world where everything is perfectly crafted, I love that she’s like “Uh, this shit is hard sometimes” which is why I consider her one of the best money bloggers for millennials.
Broke Millennial may have also been one of the first millennial centered personal finance blogs I discovered a few years ago. Erin is hilarious and pretty straightforward. She’s also not afraid of talking about pretty uncomfortable financial topics. She recently published a book by the same name and I’ve already recommended it to every recent college grad I know.
The Colorful Money crew helped me get my life together in 2016. This is a group of several financial bloggers of color who speak to the specific issues African Americans, Hispanics and other minorities deal with when it comes to their finances. The truth is communities of color have some specififc cultural and systemic hurdles to deal with and these guys aren’t afraid of talking about it.
This is the group that helped me see that I have a responsibility as a Latina to create financial content for my community. While it’s not like I didn’t know this, I was afraid of taking it on out of fear of being pigeon holed or lost opportunities. They helped me get over that.
This has led to partnerships with companies who are creating financial education for the Latino community and social media campaign deals like the recent one I had with Quickbooks. You’ll also be seeing me address more Latino-specific money topics on my own blog.
There are several bloggers that make up the Colorful Money community and they are each amazing in their own right.
I have a girl crush on Paula Pant. There, I said it.
I don’t know why or even how it took me so long to find this blog, but I am so fucking happy I finally did a couple of years ago. I have since binged on just about every blog post and podcast episode Paula has ever put out.
Like Stefanie, Paula helps me feel like I’m not alone as a business owner, as a woman and as someone who is really just trying to get my financial shit together in a crazy world.
She’s built financial freedom for herself through real estate investing and while real estate isn’t my cup of tea, I’ve still learned a shit ton about investing, the power of human potential and how to balance money and life in a way that doesn’t leave me broke or miserable.
Her philosophy of “You can afford anything but not everything” is practically my mantra when I’m trying to make money decisions that are in alignment with my values. I also feel less crazy ruthlessly cutting things out of my life that I really don’t care about in an effort to save money because I know she does it too. Long story short, Afford Anything helps me trust myself to make the right choices for me.
Debt Free Guys is a blog by David Auten and John Schneider III that chronciles the story of how they paid off $51,000 of consumer debt. They are also THE personal finance blog I send all my LGBT friends to when they are experiencing money issues.
What I love about John and David is not only have they decided to cater to an underserved community that also experiences their own specific hurdles when it comes to money, they also have a solid understanding that there’s more to life than money. They understand that you need to give money the importance it deserves, but you can’t make it more important than it actually is.
(P.S. In full disclosure, these guys are coaching clients of mine. That’s not why I consider them one of the best money bloggers. They are on this list because they deserve it.)
Here is why I love this blog so much: Holly Porter Johnson is not going to bullshit you.
For example, Holly takes no issue with saying “Yeah, I want to make a shit ton of money and I don’t give an eff about your status symbols.” (She doesn’t say it so bluntly, but I would lol.)
Like Paula Pant, she makes me feel like I’m not crazy for doing things that other people find strange – like not owning a car, or working as hard as I do (though I’ve learned to work smarter), or prioritizing savings over just about anything else.
She’s also really big on travel hacking. After mostly following travel hacking blogs run by men for many years, it was cool to see a woman doing it.
Money Boss is J.D. Roth’s new venture and I LOVE IT. As I’ve already mentioned, J.D. has one hell of a story and is a pretty smart dude.
I especially like one of his recent articles where he explores the idea of wealth and the guilt that may arise as a result of having it. I’m by no means “wealthy” (whatever that actually means), but I know I have privilege in ways many other people don’t.
This privilege has allowed me to do things like start a business, go to college debt free, have low living expenses so I can save and invest, and have some money and two properties left to me as an inheritance later on. Truth be told, I sometimes feel like an asshole because I somehow haven’t struggled enough and my parents did pretty well for themselves despite coming to the U.S. with nothing. I know this puts me ahead of the game and, yeah, I feel guilty about it.
Thanks to Money Boss I learned that guilt sometimes comes up as a result of having wealth. I also learned there’s a difference between using the opportunities that have been given to you and wasting them. At least I haven’t done the latter.
If you’re still in your 20s and happen to live in Canada, money after graduation is an AWESOME resource for you learn about money. What I love about Money After Graduation is that Bridget is very candid about real life stuff, like the fact that millennials aren’t earning as much as their parents did or how to afford an unplanned pregnancy. Because life is messy, stuff happens and it affects our finances.
The College Investor is a fantastic blog for a few things: reviews of financial software, common sense advice for paying off student loans and common sense investing advice.
The reality is the younger you get started investing, the better. This blog teaches you how to deal with the obstacles that may be in your way and how to invest the right way.
I learned about low-cost index funds thanks to Mr. Money Mustache! I’ve been investing in them for YEARS thanks to this one blog. In case you don’t know, the Mustaches reached financial independence (AKA they retired in their 30s) by investing half their income and investing them into index funds.
The Mustaches are also big on doing their best to save the planet, which a) I find refreshing and b) I think is very important as well. You can actually click here to listen to a podcast episode I did with a Miami-based fashion designer who focuses on sustainable clothing.
You can’t talk about millennials without mentioning side hustles. After all, as a generation that was dealth a pretty shitty economic hand, we eat, sleep and breathe side hustles.
Nick has a podcast where he interviewers hustlers like myself on their stories and how they’ve managed to earn income without relying on a day job. I’ve been following this blog for a really long time and it’s amazing to see how much the community has grown over the years.
(P.S. Click here to listen to my interview on Side Hustle Nation.)
Cashville Skyline is run by Nashville based blogger and social media maven, Kate Dore. If this sounds familiar it’s because I was recently hanging out with her in Nashville and interviewed her on my podcast.
Kate tackles a lot of the issues many millennials face while sharing her own struggles and successes. She also does monthly net worth overshares which I find totally inspiring. Like, seriously, I may have to start doing these to hold myself accountable.
Like many of the best money bloggers out there, Sandy Smith of Yes I am Cheap is not going to bullshit you when it comes to your finances. On the blog she shares debt repayment strategies that helped her pay off over $50k in two years and she has awesome content about side hustles.
In particular, you’re going to want to check out her course, Build Your Own Business By Selling Products on Amazon.
Deacon Hayes has a great blog where he covers three main topics: making more money, saving money and how to pay off debt. He has a great story about how he paid off over $50k of debt in 18 months and on the blog he shares strategies that can help people accomplish this.
Miranda Marquit is another one of my financial girl crushes. She’s been in the financial blogging game for some time and what I find so amazing about her is that she’s insanely generous. Not only does she have great content on her own site, but she also writes great content for several other PF sites.
Additionally, she’s very much involved with The Financial Blogger Conference and I have the utmost respect for her political activism. She seriously has me thinking about some of the ways I can get more involved politically, not just financially but also by showing up in my local community.
Jim Wang has been writing about personal finance online for over 10 years and his philosophy is quite simple: he’s regular person and so are you. If he was able to figure out how to build wealth on his own (through trial and error) then you can as well.
Voted the Best Debt Blog two years in a row, Dear Debt is a raw and beautifully written account of how Melanie Locket has dealt with paying off $81k of student loan debt. What I love about Melanie is that she truly focuses on the intersection between money and mental health. It’s something we discussed not long ago on my podcast which you can find here.
(By the way, her podcast episode is one of the most popular on this site. Her story has touched many of you already.)
Tonya Rapley started My Fab Finance back in 2013 and while I can’t remember exactly when I found her blog, I do know that I’ve been following her journey for years. From YouTube videos to a challenge where she helps people pay down debt, Tonya has basically got every area of personal finance covered. She also tours the country providing workshops for the likes of Fidelity and Prudential.
Who is on your list of best money bloggers?
These are the money bloggers I’ve been following religiously for quite some time, but I know there are plenty more out there. Who are some of your favorite money bloggers? Let me know on Twitter!